TANAY RURAL BANK - CAR LOAN REFINANCING / OR CR SANGLA ONLY - NCR & RIZAL

TANAY RURAL BANK
Madaling Kausap


COLLATERAL LOANS
2nd HAND CAR FINANCING
Low budget but craving for a car? TRB eases your way to owning a second hand car via reasonable financing terms.
CAR FINANCING
Need cash badly? TRB can turn your car to cash without taking your car. OR/CR will serve as collateral.
OWNED AND REPOSSESED ASSETS FINANCING
TRB has a wide array of assets owned, acquired and repossessed that are for disposal through cash and financing modes. These are house and lots, lands ideal for residential, agricultural, commercial and industrial use in strategic locations and vehicles like cars, trucks, vans and motorcycles in good running condition.
REAL ESTATE REFINANCING
AGRICULTURAL REAL ESTATE REFINANCING
Multiply your yield! TRB supports productive endeavors by providing financing opportunities to upgrade farm equipment and engage in livestock and crop production through mutually beneficial credit terms.FOR PERSONAL / BUSINESS USE (UNENCUMBERED)
Your assets can pull you through dire straits! Turn your properties into real estate loan to solve your financial needs. TRB has loan options at borrower’s discretion without surrendering his property.
FOR TAKE-OUT (ENCUMBERED)
Is worry-free loan possible? At TRB, we ease your burdens by paying off your loan balance with another credit institution via our refinancing scheme granting lower interest terms, more realistic payment schedules and competitive mortgage rates.


* YOU CAN APPLY TO ME ONLINE AVAILABLE IN METRO MANILA, RIZAL, BULACAN, LAGUNA, CAVITE *

Types of Loan:
Non-Collateral
Modified Business Loan
Regular Business Loan
Doctors Loan
Seamans Loan

Collateral
Car Refinancing
Second Hand Car Financing
Multicab Loan / Multicab Financing
Truck Loan / Second Hand Truck Financing
PUJ / PUV / Taxi Loan
Tricycle Loan / Tricycle Financing
Quick Real Estate Modification
REM Credit Line


LOAN GUIDELINES APPLICABLE TO ALL LOAN PRODUCTS

BASIC QUALIFICATIONS
Filipino Citizen
21-59 years old upon loan maturity
Stable source of income
Contact number (landline or mobile phone)

BASIC DOCUMENTARY REQUIREMENTS
Accomplished and duly signed TRB Loan Application Form
Recent 2x2 picture (3 pcs.)
2 valid IDs (company ID, passport, drivers license, PRC etc.)
UPDATED Proof of Billing (Electric or Water only)
LATEST Cedula
TIN No. / LATEST ITR
Birth Certificate (if single)
Proof of Income
- Employed: LATEST 1 Month Payslip
- Business Owner: UPDATED Business Permit
- PUV Operator: UPDATED OR/CR & Franchise Certificate
- Allottee or Beneficiary: LATEST 3 Months Remittance Slip or Bank Statement

CO-BORROWER / CO-MAKER REQUIREMENTS
Spouse or Immediate Relative with stable source of income
Recent 2 x 2 picture (3 pcs.)
2 Valid IDs (Company ID, Passport, Drivers License, PRC etc.)
UPDATED Proof of Billing (Electric or Water only)
LATEST Cedula
TIN No. / LATEST ITR
LATEST Proof of Income (Employed: 1 Month Latest Payslip / Business Owner: DTI & Business Permit)
Marriage Contract (if CM is spouse)


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COLLATERAL LOANS

> CAR LOAN / VEHICLE REFINANCING (Private Vehicles)
A multi purpose loan where a potential borrowers collateral offered is their existing unencumbered vehicle. TRB Vehicle Refinancing can also be a process of finding a new lender (lien holder) for an existing car loan with other financial institutions, often for a better rate, but also to extend their term, and without impounding the car.

* DOCUMENTARY REQUIREMENTS:
Photocopy of Certification of Registration (CR) and Official Receipt of the vehicle (OR)
Updated Statement of Account (applicable for encumbered vehicles)
Basic Documentary Requirements

* LOANABLE AMOUNT: Approvable Amount
2012 to 2015 (80% of FMV)
2007 to 2011 (75% of FMV)
2000 to 2006 (60% of FMV)
Surplus and Luxury (50%of FMV)

* INTEREST RATE: UNENCUMBERED or ENCUMBERED/TAKE-OUT
5 years and up (1.5% per month)
6 years to 10 years (1.95% per month)
11 years to 2000 (2.5% per month)
Surplus Vehicles (2% per month)

* MAXIMUM TERMS: 24 months

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BY NOW YOU CAN MESSAGE OR TEXT ME FOR MORE DETAILS

MOBILE
0 9 1 7 8 1 1 4 0 2 5 (globe)
0 9 9 8 5 4 6 4 4 3 0 (smart)

LANDLINE
2 1 5 0 9 8 2 (globeline)

EMAIL
[email protected]